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K-Factor
info@kfactor-adv.com -
(406) 998-6613
Available 24/7 for Emergencies -
(844) 406-5677
Available 24/7 for Emergencies
When you’re faced with a loss, the last thing you want to deal with is the added stress of an insurance claim. From interpreting the complexities of your homeowners policy to going back and forth with your insurance company, it’s easy for things to slip through the cracks. Not everyone is an insurance expert, and nobody should have to settle for less than what they deserve just because they’re not up-to-date on the intricacies of the insurance claim process.
That’s where K-Factor Advocates comes into play. As a public insurance adjuster, we work for the insured, not the insurer, so you can be sure we’ll have your best interests in mind throughout the claims process. Here are the top 10 reasons you should consider hiring K-Factor Advocates as your public adjuster:
Your insurance company will send out their own adjuster to represent their interests. Relying on their adjuster is akin to having the IRS file your taxes. As your public adjuster, we work for you and will make sure all the files are correct and you’re fully indemnified for your loss. Our team has years of experience in the construction and insurance industries, so we’ll be sure nothing falls through the cracks.
We don’t want to waste your hard-earned time or money, which is why we only get paid if you do. We work 100 percent on contingency, so if we don’t settle your claim, you don’t owe us a dime. By hiring our team to help you through the process, there’s little to lose and a lot to gain. Our team has a great track record of securing our clients higher settlement amounts than originally estimated by the insurance company.
We’ve interpreted hundreds of homeowners insurance policies and understand the technical insurance terms riddled throughout the insurance claim paperwork. We’ll help you understand what you’re facing in clear, understandable terms.
Our team will handle your claim in a timely manner, handling everything from start to finish as quickly as possible in order to get your life back to normal.
After a disaster, you shouldn’t have to worry about where you’re going to stay. If your property is severely damaged, we’ll help you make arrangements to ensure your temporary accommodations are covered.
Don’t let your high-end content be replaced with a discount version. We understand that your artwork, collectibles and valuable items are important to you, and proper valuation of those items is crucial in ensuring accurate compensation. Our experienced team will help you restore your lost or damaged valuables to the fullest extent possible.
Our team has cultivated relationships with major players in the construction, engineering and legal fields. We don’t cut corners, and with a group of highly responsive industry professionals just a call away, you can rest easy that our team will collect every facet of information required to accurately settle your claim.
Did you know that the average insurance claim has hundreds of pages to thumb through? We’ll help take the load off by handling all the paperwork throughout the claims process.
We’ve helped many clients in similar situations, so we know it is a stressful, burdensome process. As a family company, we understand the importance of providing a safe environment for your loved ones. We’ll work tirelessly to ensure your property is restored and you’re not taken advantage of by the insurance company.
We live here and understand the complexities of living in the Mountain West. Don’t trust somebody who will be here one day and gone the next. At the end of the day, we’re still your neighbors.
K-Factor Advocates is a public adjusting firm that specializes in insurance claim negotiation, policy language and interpretation, and claims estimating. K-Factor’s team of public adjusters work on behalf of the policyholder. Coverage areas include Montana, Idaho, North Dakota, South Dakota, Wisconsin, Nebraska, Minnesota and Michigan.
